Archive for December, 2008

Planning Your New Garage with Garage Builders

Thursday, December 18th, 2008

Of course, as an informed and good consumer you did all of your homework in regards to the garage builders you chose for your new garage.  You checked and double checked references.  You also contacted the BBB for the latest information on consumer claims and how quickly they were resolved.  For all intents and purposes, you are now ready to go on your garage construction plans. 

The time has now come to sit down and really talk to your garage builders about the major elements of your garage.  Naturally, as professionals, they will be more than happy to guide your choices, but it helps to have some idea of what you want in advance. Here are a few of the garage elements you can expect to review during your project planning stage.

Three Main Design Points to Consider: Size, Location and Construction Garage-builders

The two biggest details to be discussed with your garage builders are garage size and location.  It’s pretty easy to see why one has serious bearing on the other.  Clearly, you have to have adequate space for the size garage you wish to have built.  One aspect of choosing the size of your garage is also what you plan to do with it.  If you are just planning to store a car or two in it, a basic one or two vehicle garage ought to take care of your needs.  If you or another member of the family has hobbies that require the use of a garage, you might want to think about adding additional space and even features to the new building.

The final detail to discuss with your garage builders is the construction itself.  You can choose to use a large assortment of pre-fabricated pieces or you can request the builder makes all of those elements by hand.  In the beginning of your business relationship, no doubt you and your contractor went over what he or she is comfortable doing.  Price, personal preference, and the timeline will have to be factored in when you are deciding on the details of the garage construction.Â

Getting Started with Home Insurance

Monday, December 15th, 2008

In the beginning when you are first planning to buy a house, your thoughts are probably focused on your new pride of ownership, and also decorating and remodeling the space to make it your own. You’ll also be considering all your plans for your home into the future. Those of course are the most fun parts of being a new homeowner.  Beyond the decorating, a new home comes with responsibilities which shouldn’t be overlooked. 

Being a responsible homeowner means protecting your investment. For most, buying a home is the biggest investment they will make. To make sure that you keep your biggest investment safe, undertaking all the necessary maintenance and repairs will become a common chore. But, there is also another necessary part: obtaining home insurance. Let’s be realistic, homeowner’s insurance is an added expense, but you don’t want to suddenly need it and find yourself without it.  The insurance world can be a confusing place, but with some research you can navigate the waters and come out with the kind of policy that you can afford and serves your needs. 

Home Insurance Protects Your Investment

Let’s make things simple and start with basic home insurance.  This kind of policy covers you and your home for eleven kinds of issues or disasters.  First on the list are theft, smoke damage and vandalism.  You can also expect to find clauses that cover self damage, like part of the building becoming damaged through simple wear and tear. Other issues covered include aircraft damage, weather condition damage, fire damage, and vehicle damage.  Most basic home insurance plans try to cover you and protect your property in any foreseeable situation. 

Sometimes it’s necessary to have a home insurance policy that isn’t so cut and dry.  Your insurance agent will be able to tell you about additional protection expansions like insurance against falling objects and water damage.  As a matter of fact, if you live in an area considered to be a flood plain you will be required by law to add flood insurance to your home insurance policy.  People who live in condos can also choose to have special home insurance especially for them.  Take some time and review the choices open to you.  One you choose a policy, it won’t be long before you can go back to dreaming about home remodels and having the perfect house. 

Ready to look into homeowner’s insurance? Start the process by requesting free quotes.

Understanding Kitchen Cabinetry Costs

Friday, December 12th, 2008

Say the words kitchen remodel and most people begin seeing dollar signs flashing in front of their eyes.  To save money you might try looking at your kitchen again, and learn to love the 70’s look.  After all, avocado green really isn’t so bad. But you really don’t need to live with it, it’s entirely possible to remodel economically. If homeowners understood where the costs of kitchen remodeling really came from, they might be more likely to start making the changes necessary to add value to their homes and function and beauty to their kitchens. 

The one element of remodeling that is known for being expensive are the kitchen cabinetry costs.  New cabinets are a popular project among homeowners wanting an updated look. There is no doubt that new cabinets will cost money, but take a look at what all is involved in this kind of cost estimate you get.

Kitchen Cabinetry Costs Can Vary Based on What You Want From Your Project

The first thing to understand about kitchen cabinetry costs is that unless you are getting the kitchen cabinet estimate from a general contractor and it includes the cost of installation and labor, those extras aren’t added in.  In other words, in a home improvement store estimate, the price on the cabinets is for the cabinets alone.  The pretty granite countertop is extra and so are the experienced people to install them.  Of course, stock cabinets, or those you find ready made, are going to be the most cost effective.  The problem is you can only get what you see.  There aren’t nearly as many options as there are with custom cabinetry.

When you are calculating the kitchen cabinetry costs of custom cabinets, you have to factor in some other elements.  Semi-custom cabinets are made after you or your contractor places the order with the factory.  Things like special woods or finishes can increase the price, sometimes dramatically.  With custom made cabinets, you can expect the addition of extras like glass fronts and intricate trim work to add dollars onto the bottom line as well. So understand that the more you ask for, the more you will pay for. As with other household products, you often get what you pay for with cabinets of all kinds. 

Read more about kitchen cabinetry costs

The Benefits of Modern Small Space House Designs

Monday, December 1st, 2008

It seems like everywhere you look there are huge houses set far apart from each other.  They sure do look pretty, but you have to wonder how much they cost to build and what the utility bills look like every month.  With a yard that big, do the owners spend every waking moment trying to take care of it or do they have the added expensive of having a lawn care company do it?  These concerns, among others, have lead to more and more people looking into modern small space house designs.  If you are considering building new or looking for an existing home for your family, here are a few of the reasons you might want to consider living the cozy life in a smaller house.

You have probably noticed that your money isn’t going quite as far as it used to.  You can’t help being a bit concerned about that.  Buying or building a large house is often a serious drain on the bank account.  It doesn’t help that even people with good credit are having a hard time getting the kinds of loans needed to build or buy big.  From a purely financial point of view, the modern small space house designs make a lot of sense. 

Modern Small Space House Designs

While we are still talking about the all mighty dollar, you also have to think about how much it will take to keep a big house up and running every month.  The more square footage you have to heat and cool, the higher your utility bills are going to be.  It’s much simpler to care for a small home.

If you are among those of us looking for ways to diminish our impact on the planet, there is no doubt the modern small space house designs can help with that.  Very simply put, small houses use less resources to be built and less energy to run.  If you build new, you also have the option of building with all renewable products. 

Read more about modern small space house designs